Terms of Service

Acceptance of Terms

By accessing or using Stockmetric.io ("Platform," "Website," "Service"), you acknowledge that you have read, understood, and agree to comply with these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you must discontinue using our tools immediately.

Important Financial & Investment Disclaimer

Stockmetric.io is NOT a registered financial advisor, broker, or investment manager.

• Informational Use Only: All calculators, DCF valuation models, position sizing formulas, compound growth estimates, and charts are designed solely for educational and analytical purposes.
• No Advisory Services: Nothing on this platform constitutes personalized financial, investment, legal, or tax advice. You should consult a licensed financial advisor before making actual capital investments or trading decisions.
• Market Risk: Equities, options, forex, and cryptocurrency investments involve substantial risk of financial loss. Past formula outputs or historical performance metrics do not guarantee future returns.

User Assumptions & Accuracy of Inputs

The output of every calculation on Stockmetric.io depends entirely on the variables, growth rates, discount factors, and inputs provided by the user.

While our mathematical formulas follow standard Wall Street and corporate finance standards, Stockmetric.io makes no warranties regarding the accuracy, completeness, or reliability of user-generated valuation outcomes.

Permitted Use & User Obligations

You are granted a revocable, non-exclusive, non-transferable license to access and use our calculators subject to the following conditions:

• Personal & Non-Commercial Use: Tools may be used freely for personal portfolio management and educational research.
• Prohibited Conduct: You agree not to attempt to scrape, reverse engineer, decompile, or launch automated bot attacks against our website architecture or client-side JavaScript algorithms.

Intellectual Property Rights

All content, branding, logos, custom website layout, software code, graphic elements, and proprietary calculator designs on Stockmetric.io are the exclusive intellectual property of Stockmetric.io and protected by international copyright laws.

You may not copy, frame, sell, redistribute, or mirror our calculator software without prior written authorization from our legal team.

Third-Party Links & External Services

Stockmetric.io may contain reference links to third-party financial databases, stock market news sites, or external resources. We do not endorse, guarantee, or assume liability for any third-party content, products, or services offered on linked external platforms.

Limitation of Liability

To the maximum extent permitted by law, Stockmetric.io, its founders, and contributors shall not be liable for any direct, indirect, incidental, consequential, or trading losses resulting from:

• Your use or inability to use our financial calculation tools.
• Investment losses or financial decisions made based on calculator outputs.
• Any temporary technical interruptions, bugs, or calculation errors on the website.

Indemnification

You agree to indemnify, defend, and hold harmless Stockmetric.io from and against any claims, liabilities, damages, losses, or legal fees arising out of your violation of these Terms of Service or your improper use of our tools.

Service Modifications & Availability

We continuously refine our platform. Stockmetric.io reserves the right to modify, update, add, or discontinue any calculator, feature, or section of the Service at any time without prior notice.

Changes to These Terms

We may revise these Terms of Service from time to time. The most current version will always be published on this page with an updated "Last Updated" date. Continued use of the platform after changes take effect constitutes your acceptance of the revised terms.

Contact Information

If you have any questions regarding these Terms of Service, please reach out to our legal support team at: